Applied Oversight

The running calendar

Every AI compliance deadline we track.

US state, federal, and EU: what's already in force, what's coming, and when. This page grows as laws move; it was last updated July 18, 2026. Not sure which of these reach your business? Get your free exposure scan →

In force now

  • EXISTING LAW

    US federal sectoral law

    Live now

    Never went away: Title VII and the ADA reach AI hiring tools; ECOA/Regulation B requires specific reasons for AI credit denials; the FCRA governs consumer-report data in screening; HIPAA follows PHI into AI tools; FTC Act §5 covers deceptive AI claims and undisclosed bots. Federal AI guidance was largely withdrawn in 2025; the statutes were not.

  • JAN 1 2023

    NYC bias audits (Local Law 144)

    Live now

    Annual independent bias audit before using an automated employment decision tool on NYC candidates, public posting of results, and 10-business-day advance notice.

  • FEB 2 2025

    EU AI Act baseline

    Live now

    Prohibited-practices bans and AI-literacy duties — for any US company with an EU connection, including when AI output is merely used in the EU. Does the Act reach you? →

  • MAY 7 2025

    Utah generative-AI disclosure

    Live now

    Businesses using conversational generative AI in a Utah consumer transaction must disclose it is AI (not a human) on the consumer's request, with an optional up-front safe harbor. A heightened, proactive duty applies to regulated occupations in high-risk interactions, and a separate overlay covers mental-health chatbots.

  • OCT 1 2025

    California employment-AI rules (FEHA)

    Live now

    Automated-decision system regulations for employers of 5+: no discriminatory tools or proxies, anti-bias testing as the de facto defense, four-year record retention, vendor-agent liability.

  • DEC 15 2025

    New Jersey disparate-impact rules

    Live now

    New Jersey's civil-rights disparate-impact rules reach automated decision-making tools in employment, housing, public accommodation, and contracting: a facially neutral tool that produces a disparate impact is unlawful without proof of intent, and using a vendor's system does not shift the liability.

  • JAN 1 2026

    Illinois AI-discrimination amendments + Texas TRAIGA

    Live now

    Illinois: AI with the effect of employment discrimination is a civil rights violation (no intent required), plus a ZIP-code-proxy ban and employee notice. Texas: intent-based prohibited-uses screen, healthcare AI disclosure, and a NIST-alignment safe harbor.

  • JAN 1 2026

    California CCPA risk assessments

    Live now

    CCPA-covered businesses must complete written risk assessments before high-risk processing — including using or training automated decision-making technology for significant decisions.

  • JUL 1 2026

    Insurers only: Colorado & NY AI governance

    Live now

    For regulated insurers, not general deployers: Colorado's Division of Insurance requires a governance and risk-management framework for AI, algorithms, and predictive models (auto and health from this date; life already in force), and New York DFS guidance sets anti-discrimination and governance expectations for AI in underwriting and pricing.

Coming

  • AUG 2 2026

    EU AI Act transparency

    Upcoming

    Chatbot disclosure and AI-content labeling duties begin (with a marking grace period to Dec 2, 2026 for generators already on the market).

  • OCT 1 2026

    Connecticut: AI is not a defense + WARN disclosure

    Upcoming

    PA 26-15: using automated employment-decision technology is no defense to a discrimination complaint (anti-bias testing weighs in your favor), and WARN filings must disclose AI-related layoffs.

  • JAN 1 2027

    Colorado ADMT duties

    Upcoming

    SB 26-189 covers automated decision-making technology (ADMT) — software that helps decide things about people. From this date: pre-use consumer notice, 30-day adverse-outcome explanations, meaningful human review on request, and developer documentation. Attorney general implementing rules are due by the same date (draft rules expected end of summer 2026).

  • JAN 1 2027

    Colorado Chatbot Safety Act duties

    Upcoming

    HB 26-1263 covers companion-style public conversational AI: AI-not-human disclosure, age estimation and minor safeguards, and suicide-referral protocols. Customer-service and transactional bots are expressly excluded, but every chatbot should be screened.

  • JAN 1 2027

    California CCPA/ADMT consumer rights

    Upcoming

    Notice, opt-out, appeal, and access rights for automated decision-making technology used in significant decisions: finance, housing, education, employment, healthcare.

  • JUL 1 2027

    Colorado chatbot annual reporting

    Ahead

    Covered chatbot operators begin annual crisis-protocol and safeguard-efficacy reports to the Colorado attorney general.

  • OCT 1 2027

    Connecticut AEDT notices

    Ahead

    Interaction disclosure and six-item pre-decision written notices for automated employment-decision technology deployed on or after this date.

  • DEC 2 2027

    EU AI Act high-risk (stand-alone systems)

    Ahead

    The heavy deployer obligations for Annex III systems: oversight by trained staff, input-data controls, monitoring and suspension duties, six-month log retention, worker and affected-person notices, and impact assessments for some deployers.

  • APR 1 2028

    California risk-assessment submissions

    Ahead

    First submission of CCPA risk-assessment attestations and summaries to the California Privacy Protection Agency (covering assessments conducted in 2026–2027), then annually.

  • AUG 2 2028

    EU AI Act high-risk (product-embedded)

    Ahead

    High-risk obligations for AI embedded in regulated products (Annex I) take effect.

Public sector & government contractors

  • LIVE

    Federal agencies: AI-use governance

    Live now

    Under the current OMB memoranda, federal agencies must designate a Chief AI Officer, maintain a public AI use-case inventory, and apply minimum risk-management practices to high-impact AI (deadlines already passed). Section 508 accessibility reaches agency AI interfaces such as chatbots and kiosks.

  • LIVE

    Government contractors: AI contract terms

    Live now

    AI sold to federal agencies now carries required contract terms: no training on non-public agency data without consent, anti-lock-in and testing-access rights, and (for large language models) transparency terms that are material to payment. A defense-contract prohibition bars specific foreign AI models in contract performance.

  • APR 26 2027

    State & local government web accessibility

    Upcoming

    The ADA Title II web rule requires state and local government web content and mobile apps, including AI-driven features, to meet WCAG 2.1 AA. Large entities comply by April 26, 2027; smaller entities and special districts by April 26, 2028.

Dates reflect the laws as amended (including the EU's 2026 Digital Omnibus deferrals) and are verified against primary legal texts. Pending rulemakings (Colorado's ADMT rules, Illinois's postponed notice rules, and a draft GSA clause on AI in federal contracts) can refine the details; we update this page as they move. This calendar is informational, not legal advice.

Ten minutes of questions.
A one-page map of your AI obligations.

Get your free exposure scan